A hefty vet bill is a common big fear for dog owners when their pet suddenly comes down with an illness or ailment. Hopefully, the number of times you’ll have to spend at the vets will be few in number, and as a result many feel it’s not worth paying out for insurance they may never need or use.
Research shows that the average bill in the UK for veterinary treatment is around a staggering £300 so you can quickly see why insurance might not be such a bad idea.
A nightmare scenario is that your vets bills for treatment may be so great, that it might be cheaper to end your pet’s suffering and instead put it to sleep. You won’t want to make this your only option. There is nothing more stressful than having to worry about the wellbeing of your beloved pet, as well as the financial burden of paying for the subsequent costs.
There is also the possibility that the idea of organizing insurance is to many, a bit intimidating. There are so many options, rules and regulations to consider that the prospect of potentially parting with your money can seem like a risky choice to make.
When you do discuss the terms of your insurance, make sure you are clear with what you are being covered for. Dental care, particularly in insurance for dogs is rarely covered. Some breeds will also incur higher payments than others either due to the presumed risk of the breed from aggression or common health ailments familiar to your breed.
The age, as well as previous health history will play a large part in determining your monthly costs, and it’s worth shopping around with various insurance companies to find the best deal, that covers as much as possible.
The short answer to this question is, yes. Insurance is a necessary part of responsible dog keeping, particularly if you would find possible vets fees a strain on your wallet. Prevention is often the best form of security when making sure you can provide your pet with the best care possible.